The Collectors Loan. The first in the world for luxury assets. Yourasset together with its financing partner in Switzerland allow you to unlock the tied-up capital in your luxury watch and luxury bag collection. For the first time by any provider worldwide. Read more below and unlock the value of your luxury asset collection.
You are a Collector and own luxury watches or bags from top Brands like Rolex, Patek Philippe, Audemars Piguet, Richard Mille, Hermes and Chanel.
With the Collectors Loan you can unlock the tied-up capital in your luxury asset collection and use the capital for other purposes.
How it works - Explained using an example Collector situation
Do you want to know how much your collection is worth and what the maximum financing amount is?
Submit your CollectionIn the beginning the Collectors Loan is available for selected brands of luxury watches and bags.
These luxury brands are included
The minimum value of your collection should exceed CHF 50'000
The minimum value of each watch and bag should exceed CHF 5'000
Are you interested in partnering with us?
Yourasset partners with Banks, Private Banks, Auction Houses, Luxury brands and merchants to make the new Collectors Loan possible and accessible.
If you are interested in partnering with us, please write us to collectors.loan@yourasset.com
Purchase a new watch or bag for your collection without spending your own capital
You received the allocation for a waitlisted watch and do not want to sell any watch from your existing collection
Invest the amount of the collector's loan in an investment portfolio, real estate or projects etc.
Benefit from the increase in value of your watch collection, whether purchased at retail price or several years ago, and receive the collectors loan based on market value
For example: If you purchased your watch collection at the retail price of CHF 100'000 and the market value is now CHF 200'000 you can realize the increase in value with the collectors loan
For brands like Patek Philippe and their retail partners, this also means that their customers can benefit from the higher market value without selling watches or flipping them
My initial idea for Yourasset was: Why can't I get a loan against the value of my existing watch collection, secured by the value of my collection? Basically, a similar logic to a Lombard loan for an investment portfolio. I bought my Patek Philippe Nautilus 5711 Piano Dial in 2016 for CHF 21'900 from a retailer. Today, it is worth about CHF 75'000. I would like to use this value to purchase another watch or for an investment, but I would never sell my watch for it. That's why Yourasset's Collectors Loan is the perfect solution. It allows me to access the tied-up equity in my watch collection and I can keep my watches!
CEO & Founder of Yourasset AG
Unlock the capital of your collection
Use your capital for other purchases
Keep your assets. You must not deposit them
Use your capital for investments
Attractive financing rates
Continue financing your assets
What are the requirements for applying for the Collectors Loan?
What is the interest rate on the Collectors Loan?
Can I sell watches from my collection that are pledged for the Collectors Loan?
What options do I have at the end of the Collectors Loan term?
Yourasset is proud to realize and to offer the Collectors Loan together with its financing partner in Switzerland. We already have plans to expand this service to Germany and other countries soon.
Yourasset will also be introducing a financing option that takes into account the value of luxury watches and goods. Our customers benefit from more attractive interest rates and lower monthly payments when they purchase luxury watches and bags on finance.
Are you interested to explore what your asset collection is worth and what the maximum financing amount is?
Submit your CollectionFor question, write us to: contact@yourasset.com